As one of the leading payment options in our country, it’s no surprise that many online casinos accept Mastercard to make transactions easier and more convenient. In this guide to Mastercard pokies Australia, we’ll give you a clear overview of the card’s features, benefits, and availability at real money casinos that support it.
Mastercard Casino Australia
Top MasterCard Online Casinos in 2025
Australian players have access to many reputable Mastercard casino websites offering thousands of games, secure transactions, and generous welcome bonuses. These top-rated platforms accept Mastercard for deposits and withdrawals, ensuring convenient and versatile transactions at all hours.
| Casino | MasterCard Deposits | MasterCard Withdrawals | Welcome Bonus |
|---|---|---|---|
| Wild Fortune | $15 – $6,000 | $100 – $5,000 | $5,000 + 350 FS |
| Rocket | $15 – $3,000 | $20 – $5,000 | $2,500 + 100 FS |
| RoboCat | $20 – $3,100 | $50 – $4,800 | $750 + 200 FS |
| Slots Gallery | $30 – $5,000 | $30 – $5,000 | $9,750 + 225 FS |
| Wonaco | $20 – $3,100 | $50 – $4,800 | $3,750 + 200 FS |
| Dolly | $20 – $3,100 | $50 – $4,800 | $1,500 |
| GoldWin | $30 – $3,000 | $100 – $5,000 | 750 FS |
| SlotsGem | $10 – $10,000 | $20 – $5,000 | $1,200 + 125 FS |
| CasinoLab | $20 – $3,100 | $50 – $4,800 | $750 + 200 FS |
What is MasterCard?
Mastercard is an international payment network that powers digital payments through its branded debit and credit cards. It’s available through all major Australian banks and allows you to make both online and in-person payments directly from your account. It can also be linked to mobile pay apps for convenient and secure payments.
Mastercard and its competitor Visa control roughly 90% of the debit and credit card market in Australia, with Visa being the slightly more popular option. The country has approximately 12.15 million credit card accounts, while half of the network’s transactions are made through debit cards. Its wide acceptance has made online casino Mastercard payments particularly favoured by Australians.
How to Get a Mastercard
Before you start with the best online casino sites that accept Mastercard deposits, you’ll first need to apply for a card. For a debit or credit card, you must first open an account with a bank, whether a major institution such as Commonwealth Bank or a digital bank like Up.
You will then be able to apply for a Mastercard debit card for your savings account or apply for a credit card. Often, you’ll be able to set up a digital card to use within your bank app, or you can request a physical card. It can take between 5 and 10 business days to receive this card. Follow the delivered instructions to activate it, and it will be ready to use at a casino that accepts Mastercard.
Alternatively, you can purchase a prepaid card. These are available at all major supermarkets, service stations, and retailers, and allow you to load between $20 and $500. These include card numbers like debit and credit cards, but once you’ve spent the funds, they cannot be used again. Alternatively, Australia Post sells reloadable prepaid cards with limits up to $15,000.
Australian Banks That Issue MasterCard
No matter which of the casino sites that accept Mastercard you sign up with, you shouldn’t have trouble making payments based on which bank you’re with. The following major financial institutions offer credit card and debit card products that are powered by Mastercard:
- Commonwealth Bank
- Westbank
- National Australia Bank (NAB)
- ANZ Bank
- Macquarie Bank
How We Rate Mastercard Casinos Accepting Aussies
Before recommending casino sites that take Mastercard, our experts undertake extensive research and testing to ensure they meet our high standards. We use strict criteria that consider everything from site safety to the speed and versatility of transactions, so you can be sure that your deposits and payouts will be secure. The criteria include:
As some players prefer multiple payment methods, we’ve verified that the top Aussie casinos offer alternatives such as Visa and eWallets. No matter your chosen method, you can fund your play on all the online pokies with high RTP, table and live games.
How to Make a Deposit at MasterCard Casinos
When it comes to making a real money deposit into your casino account, you’ll find that the process should take no longer than a few minutes. To demonstrate the ease of the process, we’ve shared a step-by-step guide to making a casino Mastercard payment below:
- Find a Mastercard deposit online casino and click to Sign Up.
- Provide your name, address, date of birth, and contact information.
- Opt into a casino bonus, then click the Deposit button when prompted.
- Enter the amount you wish to deposit that meets the minimum transfer requirements.
- Enter your credit, debit, or prepaid Mastercard online casino card details, including the card number, expiry, and CVC.
- Confirm the payment and save your card details. Your funds should be processed immediately.
- If you’re already a customer, click the Deposit or Cashier button in your account controls and follow steps 4 to 6.
In some instances, your transaction request may prompt the opening of a web portal linked to your bank account. This security measure may request that you pass a two-factor authentication procedure via your banking app, biometric data, or an SMS or email link. You will need to pass this before the funds have finished processing.
How to Withdraw Your Winnings From Casino MasterCard
If you’ve been lucky enough to win playing casino games, you should be able to make a casino withdrawal with Mastercard. Although processing times vary, the payout process is largely the same across casinos. Just keep in mind that you’ll need to have used your Mastercard to make a deposit before it’s eligible to withdraw money instantly. The process is as follows:
- Complete the KYC process to enable payouts.
- Head to the Cashier and click the ‘Withdraw’ button.
- Select the pre-saved Mastercard as the payout option.
- Enter the amount you wish to withdraw over the minimum payout limit.
- Confirm the transaction and wait until the funds reach your account.
It’s worth noting that not all sites are Mastercard withdraw casinos, with some limiting the payments to deposits only. You’ll also need to pass the KYC procedures to verify your identity before withdrawal requests are possible. As this can take up to five days to complete, it’s best to start the process as soon as you register an account.
Mastercard Deposit and Withdrawal Limits in Online Casinos
There will be strict minimum and maximum transaction limits at all online casinos, varying depending on where you gamble. These limits are often different for deposits and withdrawals. A Mastercard deposit casino may accept deposits from as low as $15 and as high as $30.
Withdrawals often start at around $30 but can be as high as $100. Many online casinos also limit how much can be withdrawn per day, week, or month, so this is important to consider if you win big. Unless it’s a reloadable card, an online casino that accepts prepaid Mastercards for deposits will restrict withdrawals to this type of card. Check the limits on the Payments or Banking page of each casino before making any payments.
Navigating Issues with Mastercard Transactions
If you experience issues with Mastercard payments or payouts at any online casino, there is likely a good reason for the issue. We’ve listed some common problems with the payment method below, along with solutions on how to resolve them.
- Incorrect Card Details. Sometimes, a denied deposit is as simple as a user entering the card details incorrectly. Even if one number or date is wrong, the payment won’t clear. Double-check your details before trying again.
- Deposit Limitations. You may have entered an amount to deposit that falls out of range of the casino Mastercard minimum or maximum limit.
- Bank Restriction. There’s a possibility that your bank may restrict transactions to a particular site or gambling platforms. You will need to consider an alternative, or try using a prepaid Mastercard online casino-eligible card for deposits and a different service for withdrawals.
- Unverified Account. To legally withdraw with Mastercard, you must pass the site’s KYC verification process. This can take up to five days and requires you to submit your official photo ID, proof of address, and a bank or utility statement.
- Delayed Payment. Although it can take between one and three days for accepted withdrawals to reach your account, it may take up to three days for the casino to process this transaction. If you’ve waited more than five days to receive your funds, contact customer support.
- Withdrawal Restricted. At times, the best casino that accepts Mastercard deposits will deny the method for withdrawals. You’ll need to find an alternative, such as an eWallet, cryptocurrency, or bank transfer, to process the payout.
MasterCard Casino Usage Fees in Australia
Although it’s rare for an online casino that takes Mastercard to charge its own fees on any transactions, Mastercard often charges associated fees on gambling transactions. This is especially true for credit card payments, which tend to hover around $4 or between 2.5% and 3% of the transaction amount, with 3.5% standard for international transfers.
This exact amount will depend on your bank and the Mastercard product you have. If you’re paying in foreign currency, there may also be a charge of around 3%. Some financial institutions or services may have zero-fee card products for international transactions, so it may be worth considering one of these if you solely want to use Mastercard for gambling deposits.
Safety of the Mastercard Payment Method
Mastercard is among the most reputable payment services when it comes to security. Both the card and casinos utilise SSL encryption to prevent interference from scammers, while many banks require 2FA through biometrics or passwords. In Australia, the Mastercard Digital ID system also helps protect your ID and verify its legitimacy.
The service uses fraud prevention systems that monitor real-time transactions, flagging suspicious activity before it’s processed. Furthermore, Mastercard has a Zero Liability Policy, which means users are not liable to pay for unauthorised transactions. Australian online pokies that accept prepaid Mastercard also provide additional security as they limit further access to your bank account funds.
Popular Games at Online MasterCard Casinos
Once your casino account has been funded, the best Mastercard casino site options recommended in this guide won’t distinguish your money based on how it was deposited. This will give you access to the full suite of real-money gambling games, including:
- Pokies. These types of games come in endless themes, genres, and layouts, allowing users to spin the reels in the hopes of landing winning combinations across the reels.
- Roulette. This digital adaptation of the casino classic requires players to wager on a number or characteristics of where they think a ball will land on a spinning wheel.
- Poker. This strategic card game requires players to wager on the strength of their hand or out-bluff their opponents.
- Blackjack. Played against the dealer, this card game requires players to get closer to 21 points without exceeding it.
- Live Dealer Games. Often, table games or game shows are hosted by real-life dealers streamed to your screens from international studios.
Bonuses at Top MasterCard Casinos
The best Mastercard casino online sites provide users with endless opportunities to claim bonus perks and rewards from the moment they sign up. The following are the most common promotions available to many online casino players:
- Welcome Bonuses. These are offered to new players at the registration stage, and often include a match of your first deposit in bonus funds or free spins.
- No Deposit Bonuses. These rare but valuable promotions award perks such as free spins without requiring users to make a cash deposit.
- Free Spins. These offer free spins on particular slot games, whether a single game or a suite of titles from a renowned software developer.
- Cashback. A cashback promotion guarantees that a certain amount of real money wagered on a title or game type is returned to users as cash.
- VIP Programs. Often in the form of a tiered loyalty scheme, these reward players for spending with points that unlock additional perks such as free spins or unique bonuses.
Before claiming any bonus, be sure to read the terms and conditions. They may have restrictions on certain payments, such as prepaid Mastercard online gambling, or have minimum deposit requirements that exceed the minimums placed on Mastercards. We believe the best bonuses have low wagering requirements, low minimum deposit limits, and long validity periods.
Can Mastercard Be Used in Mobile Casinos?
All online casinos with Mastercard support its use seamlessly across both desktop and mobile devices. This is because all of our top recommended sites only permit access through mobile web browsers, meaning that they’re the same platforms but only optimised for smaller screens.
In some cases, you may be able to use mobile payments such as Apple Pay or Google Pay while playing at top online casinos. As this payment service can be connected to these services, using mobile payments can add another layer of convenience and payment security through biometric authentication.
How to Contact Mastercard Support
The best way to contact Mastercard support directly is by calling them at 1800 120 113. The team can help you with lost or stolen cards, emergency card replacement, access to account information, and more. However, in many instances, it may be wise to contact your bank directly.
If you have a mobile banking app on your phone or access to online banking through your desktop device, support options such as live chat, email, or telephone will be available. While NAB and Commonwealth Bank provide support 24/7, Westpac and ANZ’s support hours are limited.
Pros and Cons of Playing at MasterCard Casinos in Australia
While Mastercard remains a highly trusted and reliable payment method, it isn’t always perfect for online casino transactions in Australia. To help you decide whether it is the best option, we’ve highlighted the biggest advantages and disadvantages of using Mastercard.
| Pros | Cons |
|---|---|
| Payments protected with proprietary anti-fraud technology | Processing times are slower than eWallets |
| Widely supported for deposits at most online casinos | Banks often charge additional fees |
| Conveniently partnered with all major Australian banks | Not always supported for withdrawals |
| Can be linked to mobile payments such as Apple Pay and Google Pay | |
| Can be purchased as prepaid cards for discreet deposits |
Alternative Banking Methods to Mastercard
If you don’t have a Mastercard or are simply wanting to weigh up your options before depositing, there are several other worthy alternatives at casinos that accepts Mastercard. We’ve listed some alternatives and the advantages they have over Mastercard below.
- Visa.A debit, credit, and prepaid financial service and Mastercard’s biggest rival, Visa, is more widely used and accepted. This is especially true for instant withdrawals, with some casinos facilitating Visa payouts but no Mastercard payouts.
- Maestro. It ensures a secure, hassle-free gaming experience. Widely accepted for deposits, though withdrawals are often limited.
- Paysafecard. This prepaid card is most similar to a Mastercard prepaid card. They provide total anonymity and require no ID to purchase, which prepaid cards sometimes do.
- Neteller. This widely accepted eWallet facilitates both deposits and withdrawals. Payouts are often processed in less than 24 hours, making it much faster than Mastercard.
- Skrill. Similar to Neteller, Skrill is a widely accepted eWallet. Users can hold funds in multiple currencies, removing the need for constant conversion fees.
Our Verdict on Mastercard Casinos
Now that we’ve concluded this guide to the top Mastercard online casino sites, we hope you feel comfortable choosing a worthy new platform and making payments with this reliable method. To keep learning more about high-quality payment options and the sites that accept them, continue to read more of our expert casino reviews.
FAQ
- Are Mastercard online casinos safe for players?
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The recommended Mastercard casinos online are guaranteed to be safe because they hold international gaming licenses. Only gamble with casinos that have been approved by regulators such as Curacao eGaming, the MGA, or the UKGC.
- What are the deposit and withdrawal limits at the best Mastercard casinos?
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The transaction limits will depend on which casino you have signed up with. Minimum deposits often hover between $15 and $30, while minimum withdrawals can range from $20 to $100. The casinos' Banking pages usually outline the maximum daily, weekly, and monthly limits.
- Are casino Mastercard payments instant?
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All deposits with Mastercards are instant. Withdrawals, however, usually take between one and three days after the casinos process them.
- Are there online casinos that accept Mastercard gift cards?
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Yes, you can find an online casino that accepts prepaid Mastercard in Australia. These tend to operate the same way as debit cards for deposits, but they cannot be used for withdrawals.
- How do you check if a casino accepts MasterCard deposits?
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If you want to consider online casinos accepting Mastercard that are not listed on this page, simply head to their homepage and scroll down to their footer. You should find a Payments or Banking page link that details their accepted methods and limits. Alternatively, their FAQ or Help Centre pages may have this information.
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